Let's Discuss State Regulated Mortgage Protection Plans You Qualify For!

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Mortgage Protection Life Insurance provides the following:

  • Ensure your loved ones never have to deal with the fear of losing their home
  • Provides financial security if the unthinkable happens
  • Pays your mortgage if you become sick or injured
  • Money your family receives is tax-free
  • lts portable - new home? Your policy travels with you
  • Its convertible- no medical exams convert to permanent protection

Why do I Need Mortgage Protection Insurance?

As a homeowner, being able to pay your mortgage on time every month is important. What would happen to your loved ones if you were to die prematurely, become disabled or critically ill, and your income suddenly disappeared? None of us know what the future will bring, but you can achieve peace of mind today with mortgage protection life insurance.

We have partnered with several dozen top-rated insurance carriers including:


Meet Your Sr. Field Underwriter

Joani Ward

Ward Financial Associates

License Number: 3000247871


I have been a licensed Life Insurance Agent since March 2018. My Mom died unexpectedly on February 25, 2019, and she had Final Expense Insurance. I had never heard of Final Expense Insurance, but my Mom had chosen her casket and other particulars for her funeral. My brothers and I didn’t have to do a GoFundMe campaign, or ask relatives and friends for money for her funeral arrangements because her Final Expense policy covered all expenses. I was so impressed with my Mom's Final Expense Insurance policy I decided this was a product I wanted to offer my clients. I’m passionate about educating people on the importance of being financially prepared for the future, and Final Expense Insurance is an excellent way to prepare.


Ward Financial Associates,

4572 Red Bud Avenue, Saint Louis MO 63115

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